Entries from January 10, 2016 - January 16, 2016

Friday
Jan152016

Amazon Prime Membership Deal- This Weekend Only!

Until Sunday, Jan.17th at 11:59PM local time, Amazon will be offering new members a one year Amazon Prime Membership for ONLY $73 in honor of the 73rd Annual Golden Globe Awards – regularly $99! 

 

Friday
Jan152016

Free Dentastix Chat Pack

DENTASTIX is the Triple Action dog treat that cleans teeth, freshens breath, and reduces tarter buildup – so you get closer to your dog. With a variety of delicious flavors, DENTASTIX™ gives your dog the oral care support he or she needs for strong, healthy teeth and gums. Its unique, patented X-shape helps clean down to the gumline, promoting healthy gums and cleaning hard-to-reach teeth. And best of all, dogs can’t resist — no wonder it's America’s #1 Oral Care Dog Treat!


If you're selected as a Chatterbox, you'll get a great Chat Pack:

 

  • 1 package of  DENTASTIX™ treats for dogs
  • 3 Coupons for DENTASTIX™ to share with friends
  • Information about DENTASTIX™ treats for dogs

Apply now and if you're selected, we'll deliver a Chat Pack right to your doorstep. You don't have to throw a party, but you'll want to celebrate when it arrives! After you get your DENTASTIX™ Treats for Dogs, try them, chat about them, share your opinions and post a review on the site. That's it!

This event is only open to residents of the contiguous US.

Get the chatter started! Apply now. 

Thursday
Jan142016

Honey Garlic Chicken

Honey Garlic Chicken, I need to try this! From Damn Delicious!.

 

Thursday
Jan142016

Free Proctor and Gamble Samples

Click below to get your FREE samples and coupons!

 

Thursday
Jan142016

Floating Glitter Tumbler

Find out how to make this really cute floating glitter tumbler! From Studio DIY.

 

Thursday
Jan142016

New Printable Grocery Coupons

Thursday
Jan142016

Free Oscars House Party Pack

Invite your friends over to experience the Oscars like never before with the XFINITY X1 Voice Remote. Everybody will have a great time watching the Oscars together and discover how XFINITY changes the way they experience this amazing Red Carpet event. You’ll receive an XFINITY X1 Voice Remote in your Party Pack so you can show your guests how easy it is to relive magic moments from the past including winner speeches, musical numbers and memorable show stoppers available on your TV with XFINITY On Demand. Treat your guests to segments from Jimmy Kimmel Live! featuring this year’s Oscar nominees and see Red Carpet Interviews. And you'll bring your friends behind the scenes with a Backstage and Red Carpet Stream live to your TV for the first time ever. Celebrate with your friends and your favorite celebrities as you treat your guests to the world’s first interactive TV Oscars experience.

This event is only open to residents of the contiguous US.

 

If you’re selected and confirmed as a host, your exclusive Party Pack will contain:

  • XFINITY X1 voice remote
  • Photo Props
  • Selfie Stick
  • And more

Apply here, good luck!

Thursday
Jan142016

9 Financial Skills Everyone Needs

1. MAKE A BUDGET — AND STICK TO IT

It's tough to barely cover bills month after month, but if you make a budget and look for little ways to save some money, a little advance planning pays off big time — it can mean the difference between living comfortably and looking for change between the cushions to buy your next meal.

The first step to managing your money is to know how it's coming in, and where it's going. Use an accounting tool, whether it's paper and pencil or an online program like Mint, to keep tab of your income and expenses. Total all your expenses for the month and compare that to how much you earn every month. If current expenses exceed income, then you need to figure out where to cut.

2. WHEN IT COMES TO SAVING, EVERY PENNY COUNTS

There's always going to be something to spend on, whether it's your faltering car engine or a costly toothache. Living on a small income can make it hard to save for a roof repair or a retirement fund, but it can be done.

  • Ask your bank to automatically transfer funds each month — even as little as $10 — from your checking to your savings account.
  • Put all your loose change into a piggy bank, then transfer it into your savings account. A nickel a day, plus $10 from your checking-account transfer, adds up to $140 a year — and over a lifetime can total many thousands of dollars.

3. SEEK MORE MODEST HOUSING

Too many of us have larger (or more expensive) homes than we actually need. Consider downsizing to the least costly home that will meet your family's needs. If you own a home, check with your lender whether you can refinance your mortgage at a lower rate. Mortgage interest rates are at historic lows, so refinancing could save you years of payments and a good deal of money that you can stash away into savings. Or, consider renting out a room in your home or finding a roommate to reduce costs.

4. REDUCE YOUR CAR USE

When you're on a tight budget, you're attuned to minimizing your driving as much as possible in order to cut gas costs. The best way? Combine multiple shopping trips into one. Of course, you save even more on gas and auto maintenance if you can ditch the car and walk, bike, rollerblade, or even skateboard to the store or work.

5. MAKE USE OF AVAILABLE BENEFITS

Low and moderate-income workers can qualify every year for an Earned Income Credit on their tax returns, which can refund up to $496 for an individual and $5,450 for a family of four. You can find out if you're eligible by using the IRS's EITC Assistant website.

And don't forget to make use of health care benefits — an unexpected medical emergency can be costly, so make use of Medicaid, or hospital financial assistance, if you qualify. Also, remember that the Affordable Care Act offers government subsidies that can offset all or part of the cost of private health insurance. HealthCare.gov is a good place to start.

There are plenty of other useful programs that provide help with a variety of things, such as utility bills or advancing your job skills. Start at the Benefits.gov website to see what you could be eligible for.

6. FIND A SIDE GIG

As many people with tight budgets know, one paycheck is rarely enough. Even if you already have a full-time job, a little extra income can come in handy to pay off debt, cover bills, and save for emergencies. And there are plenty of money-making ideas that won't detract from your 9-to-5 job, such as selling items on eBay or renting out your extra room on Airbnb. If you have desirable skills, freelance or consult on the side. Many side jobs have little to no start-up costs and can be done during your down time.

7. BE SAVVY ABOUT HEALTH CARE COSTS

People on tight budgets use these methods to lower medical costs:

  • Find the lowest-cost place to purchase prescription drugs. Call and do a price check at ethnic supermarkets and discount centers, and look online at mail-order pharmacies.
  • Ask your physician to consider prescribing generic drugs. Generics can cost several hundred dollars less to purchase annually than brand-name drugs — and they're thoroughly regulated by the FDA.
  • If you've got a minor ailment (like the flu or an achy muscle) check out low-cost retail clinics in your area. CVS, Walgreen's, and Walmart often offer these.

8. NEVER PAY FULL PRICE IF YOU DON'T HAVE TO

People with limited incomes usually can't afford to pay full price. And you should get in the habit of never doing so, either. If you're shopping retail, wait until the end of a season to buy items once they're priced half off or more. And save your receipts: Most stores will refund the difference if your purchased item's price declines within 30 days of purchase.

9. POOL RESOURCES

Carpooling, sharing baby-sitting duties, and cooking pot-luck dinners are examples of ways to reduce costs by pooling resources. Can other family members live in your home and pitch in for rent? Can older kids make a few extra bucks by mowing lawns on the weekend that can be used to pay for school lunches? Communal living not only brings us closer, but also reduces expenses and creates a sense of common purpose.

Source: Wisebread.com