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27 Free Money-Saving Apps

Click here to download these FREE apps, which will help you save money!

Target agrees to pay $10 million to settle lawsuit from data breach

Were you effected by the 2013 holiday credit card theft? I was! Now they are paying out to consumers.

Under the proposal, which requires federal court approval, Target will deposit the settlement amount into an interest bearing escrow account, to pay individual victims up to $10,000 in damages.

The claims will be submitted and processed primarily online through a dedicated website, according to the court documents.

See complete story.


8+ Starbucks Money-Saving Hacks

Here are some Starbucks money-saving secrets!
  1. Sign up for a Starbucks card and all your customizations (flavor shots, soy substitutions) are free. Register it online, and then pay with your card each time (you can even link it to your bank account so it automatically refills), and you'll get a free drink of any kind for every 10 transactions. If you like to grind your own coffee, you also get a free tall coffee for purchasing a pound of coffee and a free tall drink of your choice for purchasing a two pound bag. And did we mention the free drink on your birthday? 
  2. Plus get free refills on hot or iced brew coffee and tea during the same store visit with a Starbucks reward card!
  3. Instead of pouring out coffee to make room for cream, order a small size but in a bigger cup.
  4. Bring in a coffee sleeve to be reused and get a $0.10 discount. You also get a $0.10 discount for bringing in a mug.
  5. Shop online. They regularly offer sales and deals.
  6. You can get 50 cent refills on coffee as long as you are still in the store.
  7. Check out the secret Starbucks menu.
  8. Make your own Starbucks favorites @ home!

Starbucks Lemon Loaf

Starbucks Vanilla Scone

Starbucks Oat Fudge Bars




Ikea Printable Coupons

Go here to print a coupon for $15 off $150! Or get a coupon for $25 off $250 when you register on IKEA site and opt-in for text messages – redeemable in-store only

10 Outlet Shopping Hacks


"Outlet" stores come in three flavors: factory stores, actual outlet stores, and conventional retail stores. Always ask an associate what type of store you are shopping in to quickly figure out the type of deals you might find.

Factory Stores

Factory stores are locations that sell merchandise made specifically for the factory store. While the deals to be had can be quite good, be aware that often the merchandise is of lesser quality. I actually had a manager at an Eddie Bauer factory outlet tell me that the stitching is not as good compared to their regular stores and items typically won't last as long. In addition to Eddie Bauer, examples include Gap, Banana Republic, and Gymboree.

Actual Outlet Stores

Actual outlet stores are locations that sell merchandise originally stocked in regular retail stores. Often products are last season's overstocks or have a small blemish on them. You can typically score a much better deal at outlet stores compared to factory stores. It is important to always examine products carefully to ensure quality. Popular examples of real outlet stores include REI, Coldwater Creek, and Lands' End.

Conventional Retail

Conventional retail locations dressed up as outlet stores are also prevalent. In an attempt to take advantage of popular locations and high foot-traffic, some retailers willingly buy space at outlet malls. The deals at these stores often match the deals found in their conventional retail counterparts. Examples include Old Navy, Merrell, Famous Footwear, Sunglass Hut, and American Eagle Outfitters.


Just because you're shopping at an outlet mall doesn't mean stores are without a clearance department. Typically, you'll have to walk past all of the full-priced merchandise to find the clearance section hidden in the rear of the store. If you can't find your size or color, ask an associate for assistance — they often have clearance items in the back that haven't been put out on the sales floor yet or were recently returned.


When it comes to outlet shopping, not all coupons are created equal. Typically, coupons are created specifically for outlet or factory stores and regular in-store coupons won't be accepted. Check the coupon fine print to avoid the disappointment of a printable coupon being turned away at the register. Always do a Google search for "Store Name OUTLET coupon" before you head out to the store to make sure you find an applicable coupon.


Outlet stores are notorious for offering amazing sales on holiday weekends like Memorial Day, Labor Day, Fourth of July, and Thanksgiving. You'll often find entire outlet stores marked down 40%-50% off original prices. The parking lot can be quite full on holiday weekends, so it's advantageous to get there when the stores open to avoid the crowd.


All too often, shoppers get caught up in the mystique of outlet malls and feel they need to buy just because they made the drive. Don't fall prey to this mindset. Instead, shop with a list and a budget and stick to it. If the deals simply aren't there, then leave the store knowing that they eventually will be, especially on big holiday weekends.


Did you know that the majority of outlet centers have their own Facebook pages? Do a quick search for the Facebook page of the outlet mall you plan visit and get exclusive sale and coupon information.


The Nike Outlet is a big favorite with many outlet regulars, and many contain a far back wall referred to as the "hash wall," where they typically stock shoes that are marked down for a quick sale. What you see is what you get, so if you are not particular on style or color, it's a great place to score a deal.


You can absolutely haggle the price at a traditional outlet location, where items are likely to have a blemish or be reconditioned. Politely point out the imperfection, ask for an extra 15% off, and be prepared to settle for a 10% discount. The bigger the imperfection the better chance of success, especially if you are making a substantial purchase. The same goes for damaged packaging as stores realize they will have a tough time selling items at the advertised price. Give it a try it and you may be pleasantly surprised with the result.


A great way to use save on outlet shopping is to stock up on apparel, shoes, and outerwear for the following year, especially when shopping for growing kids. When you stumble across an amazing deal, simply buy a size or two up and store for next year.


The return policies at outlet shopping locations can often be kind of screwy, so always ask before they slide your credit card. Sometimes items are final sale with no refund available. Sometimes you can only return items to an outlet location, which, depending on how far you drove, can be a real pain. Always be aware of the store's return policy and shop accordingly.



Stouffer's Deal @ Giant Eagle

I bought (10) Stouffer's, which is my fave for lunch and got $10 off automatically at the sale at Giant Eagle this week! I also stacked on some coupons, $1/3, for more savings.

11 Ways to Save at Kohl's

1. Save 15% When you Sign Up for Email & Text Alerts

If you’re not already on the list make sure you Sign Up for Kohls Email & Text Alerts. You’ll receive a 15% off coupon each time you sign up so spread these out to get 2 separate coupons!

You can sign up for Email Alerts here to get your 15% off Kohls Coupon

And Text SAVE07 to 56457 to get a 15% Off Coupon sent to your phone and sign up for Mobile Sale Alerts.

2. Earn $5 for every $100 you Spend!

Have you heard of the Yes 2 You Rewards Program? You have to sign up for this program online, then you’ll earn $5 for every $100 you spend regardless of how you pay! Plus you can earn the $5 on every $100 in plus Kohl’s Cash so it’s Bonus Savings you don’t want to miss out on. Make sure you sign up here.

3. Find In Store Coupons Quickly

All Kohl’s coupons are valid both in stores and online. If it’s an online coupon it should be listed under the Today’s Deals section where you can print an in store shopping past. Or you can use Retail Me Not App to find In Store Coupons. Just pull up the app on your phone to see current and valid Kohl’s Coupons then show your phone at checkout to receive your discount.

4. Stack Your Kohls Coupons for Extreme Savings!

Most people don’t know Kohls allows you to stack a dollar off coupon (Like a $10 off any purchase or $10/$30 Purchase) coupon with a Percent off Coupon (Like 15% or 20% Off Everything!)

$ coupons, Kohls Cash and Discount Coupons all can be applied to the same order. Or you can stack a Category Coupon (Mens, Juniors, Womens) + A Total Purchase Coupon for Big Savings!

Online you can Stack up to 4 Coupon Codes on the same transaction!

5. Use Price Matching with Kohls Coupons

Did you know Kohls will match Competitors Ads with a current date. This applies to in store items, but it can be an easy way to save. Stack those Price Matches with Kohls In Store Coupons for Big Savings!

6. Earn 10% Back in Rewards on Gifts Purchased off your Registry

If you or someone you know is getting married make sure they know about Kohls Ever After Rewards! You can earn 10% of the amount purchased from your registry! That means if friends and family members buy $1,000 worth of items off your registry you’ll earn $100 in Rewards to spend on other items!

In addition you’ll get a 15% Discount on all the items remaining on your registry! Sign up for the Kohls Wedding Registry Here and be eligible to earn Kohls Ever After Rewards!

7. Earn Kohl’s Cash on $48 or more

One of the best ways to save at Kohl’s is by taking advantage of Kohl’s Cash. Kohl’s frequently runs promotions where You can earn $10 in Kohls Cash for every $50 you spend.These promotions typically overlap with coupons so for the biggest savings wait for a Kohl’s Cash Promotion and stack it with coupons!

Did you know, you actually only have to spend $48 to earn Kohl’s Cash? If you are within $2 you’ll earn Kohl’s Cash as if you spend $50! It’s just one way Kohl’s makes our lives a little easier! No more adding in filler items to get over $50. Details Here. 

Remember Kohl’s Cash is only valid during specific dates, so check the dates on your Kohl’s Cash and set a reminder in your phone so you don’t forget to spend it!

8. FREE Shipping from the Kohl’s Kiosk In Stores

If you can’t find a Coupon Code for Free Shipping you can head in stores to use the In Store Kiosk. Any order made from an In Store Kiosk will get Free Shipping with No Minimum! This is perfect for ordering those items only available online and a great way to avoid shipping costs!

9. Wait for Gold Star Clearance

Kohls runs something called Gold Star clearance which is up to 80% off original prices. Typically this happens around 4 times a year at the end of each season. Watch for the Gold Star Clearance sections in your stores to find amazing deals!

10. Senior Citizens Discount

If you’re over the age of 60 the best day to shop is Wednesdays! All Senior Citizens age 60 and older will save save 15% Every Week on Wednesdays! Details Here.

11. Save Your Receipt for Easy Price Adjustments

You have 2 weeks to take your receipt back for a price adjustment. If the price goes down then you’ll be able to get the difference back!