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Sunday
Jun282015

Target Settlement- Apply by July 31st

Remember that data hack at Target in 2013? You can join in the Target Breach Settlement case and may be able to RECEIVE COMPENSATION.

If you shopped at Target between 11/27/13 and 12/18/13 and can prove that you suffered losses to your credit or debit card in the hack, you may be entitled to as much as $10,000. You must SUBMIT YOUR APPLICATION FOR SETTLEMENT before 7/31 and provide proof that your information was stolen during that time.

Even if you shopped at Target between those dates and can’t prove your data or identity being stolen, you may be able to get $30.

Send in your information to be included or excluded from the settlement before 7/31.

Sunday
Jun212015

5 Items in Your Garage with High Resale Value

Before anything hits the trash though, take a step back: there are probably a number of items you have stowed away that could earn you some impressive cash. Check out the ideas below, and feel free to share your tips of the trade in the comments. 

1. BIG TICKET ITEMS

A brand new generator might set you back between $200 and $2,000 from my latest survey of prices at a popular home improvement chain. My dad has a portable generator he bought when my parents lived way out in the country. Now that they've moved to a more central location, it gets little use and he wants to sell it. Sound familiar? Consider the value. I searched "used portable generator" on eBay and discovered around 75 hits with prices ranging from $50 to $2,400 for items in good condition.

Other big ticket sellers might include snow blowers, ride-on mowers, and even motorcycles or cars. The trick is assessing a fair value and finding the right place to sell. Kelley Blue Book is always the first place to check with vehicles. For the rest, try looking at similar listings in your local paper, Craigslist, eBay, or even on donation valuation charts (as a loose guide). When we bought our house last year, the couple who lived here planned to downsize. They sold their snow blower in two days for $350 by simply placing it outside the garage with a cardboard sign.

2. CAMPING GEAR

We have a whole shelving unit full of camping stuff in our garage. There's anything and everything from lanterns to tents to portable cooking devices to cots and much more. Other frugally minded outdoorsy folks would surely appreciate the care we've taken to keep our gear in working order, so we might try to sell a few things this year. In fact, we bought our large family tent used for a couple hundred dollars — so we know the system works.

If this arena interests you, try sites like GearTrade, where you can buy and sell camping wares or just get insight on appropriate pricing if you'd rather sell yourself. Some items in "excellent" condition attract up to 99% of their original value. There are also a couple area camping groups on Facebook I might contact about larger things to avoid shipping.

3. HAND TOOLS

Let's face it, most of us aren't super handy. But that doesn't stop the hand tools from streaming in as gifts from well-meaning friends and family. Rather than hold onto a tool waiting to be inspired, try selling it. Take this Bosch 18-Volt Hammer Drill, for example. It retails at $219, and a few days ago I found a used one on eBay for $150. This number accords with the $131 average price for used hammer drills listed on Statricks. And it would make a solid return (a little over 55%) on something you might not have touched in over a year.

Keep in mind that certain brands of tools resell better than others, including DeWalt, Bosch, Ridgid, Makita, Milwaukee, Hitachi, Porter-Cable, Skil, and Delta. In other words, that entry-level saw you got a great deal on new might not seem as appealing on the used market. Along with quality, your buyers will be inspecting these tools for wear and tear, so check for any crimped cords or other issues and price accordingly.

4. BUILDING MATERIALS

Most of us have bought and sold on Craigslist, but have you heard aboutDiggersList? Those of you into DIY and home improvement might want to take a look. You can sell your surplus building supplies (or find some to purchase) and get a good portion off the original price. Anything back is better than waste, right?

You can sell your doors, pavers, flooring, wall tile, appliances, circuit breakers, and much more. If you'd rather not list online, try taking out an ad in the classifieds or contacting a local carpentry club. Then consider donating anything you don't sell to a Habitat for Humanity ReStore.

5. OUTDOOR TOYS

Children outgrow their playhouses and other outdoor toys quickly, so they clutter garages like crazy. Not only can you earn back a good portion of what you paid (depending on the condition) — but the used toy market for items like these is refreshing with each generation of kids born into the world. Before having a yard sale, try local Facebook groups, Craigslist, and even re-sale stores like Once Upon a Child.

Saturday
Jun202015

Free Kraft Foods “Kick Off Your Summer” Cookbook! #CookingUpSummer

Click below to get your FREE cookbook!

Thursday
Jun112015

7 Things You Should Always Order on Amazon

Here are 10 items you should always be ordering on Amazon:

1. PET FOOD

Depending on the size and breed of animal you own, buying pet food  can be costly, or downright extortionate. If you own a large-breed dog, you're also faced with carrying a huge amount of food from the store every time you need to stock up. Let Amazon take care of that for you. Whether it's dry or canned food, Amazon has thousands of options. Prime shipping covers most of them, the prices are slashed on many items, and you can also choose Subscribe & Save for additional 5%–10% discounts.

2. DISHWASHER TABLETS

Running out of those dishwasher tablets  is a real pain, and when you go to the grocery store you pay top dollar for them. Amazon has a great range, and offers them with either free Prime shipping, Prime Pantry, or Subscribe & Save. 

3. DIAPERS AND WIPES

You will find great deals on name-brand diapers , especially if you use Amazon Prime or Prime Pantry. And once again, as this is the kind of item you will be using every month, look for Subscribe & Save options for additional discounts and free shipping. You can get an additional 20% off for signing up for the S&S service. For example, Pampers Cruisers Size 6 Giant Pack runs $41.22 list price. Amazon Prime price drops it to $35.10, and if you use Subscribe & Save, it drops further to $28.08. That's over $13 off the original price, with free shipping! And make sure you look into Amazon Mom for your savings.

4. COFFEE PODS

There's no denying that coffee pods, in particular the K-cups , are incredibly popular these days. However, they can be expensive, especially if you buy them in small batches of 10–18 per box. Skip that, and get the bigger boxes from Amazon. With the free shipping options available to you, you can get a much better deal by buying in bulk. And of course, this is another great Subscribe & Save purchase, with further discounts making 80-count boxes come in well under $30.

5. TOILET PAPER

Most of us buy toilet paper  in packs of at least 6 to 12. Even then, they take up a lot of room in the grocery cart (and your trunk). Instead, buy more of it less often on Amazon, and get it delivered for free. Right now, you can get a pack of 48 double rolls of either Quilted Northern or Angel Soft for under $23 using the Subscribe & Save feature. Figure out how long it will last you, and opt for a free delivery interval that will ensure you never run out again.

6. VITAMINS

If you use vitamins  regularly, Amazon will save you a lot of money. There is a massive variety (over 113,000 items come up on an initial search) and you have Prime, Prime Pantry, and Subscribe & Save options available. If you opt for the Prime Pantry, split the small $5.99 shipping fee with a few friends and order all of your vitamins together in bulk. Just make sure you know you can use them before they expire.

7. CAT LITTER

Amazon is the perfect place to go for your regular supply of cat litter . You can find deals in Subscribe & Save, Prime, or Prime Pantry, with some litter coming in at just over $4 for a 20lb bag! (In that instance, that's around 20 cents per pound, delivered to your doorstep for under $6 shipping.) 

Source: Wisebread.com

Wednesday
May202015

16 Popular Stores That Price Match

Over time, I've discovered a few tips and tricks that get us the best price matching and adjustments at a number of popular retailers.

1. TARGET

If you find a lower price on something you bought within seven days of purchase, you can take advantage of Target's price-matching policy. Just bring your receipt to guest services and proof of lower price (from places like Amazon, Walmart, Best Buy) via website or printed ad. Price adjustments may also be made before you buy. Note: Any purchases made online are exempt from Target's price-matching policy.

2. WALMART

I've searched Walmart's website for pricing and headed to the store only to find the item more expensive on the shelf. In this event, you canrequest a price match in most U.S. states at the register. For other adjustments, bring proof of price to customer service and make sure the item is identical and in stock at the competing store. Walmart also offers its Savings Catcher to compare your receipt with local competitor pricing. If there's an opportunity for you to save, you'll get the difference back on an eGift Card.

3. MACY'S

Price adjustment requests can be made within 14 days at Macy's storesnationwide. Money is refunded to your original form of payment, whether cash, debit, or credit. Price changes are only made if the original purchase was made without a coupon, and you must take your item(s) back to the store for the adjustment.

4. NORDSTROM

Good news! If you find an item you just bought for less at a competitor's store, Nordstrom will meet that price provided it's the same color and size. Alternatively, if the same item you bought goes on sale at a Nordstrom store within 14 days of your purchase, you can easily get the extra taken off your order by bringing your receipt to customer service.

5. GAP, OLD NAVY, BANANA REPUBLIC

Keep your receipt to get a one-time price adjustment within 14 days of your purchase. Any items you bought using coupons, promotions, or other discounts (clearance, final sale, etc.) are not eligible for changes unless the promotion was free shipping. In addition, price adjustments for items sold online cannot be made in physical store locations.

6. J. CREW

Think fast, because J. Crew gives you just seven days from purchase to take advantage of its one-time price adjustments. Items must have been bought at their original prices (no clearance or final sale) and you'll need your receipt. The same policy stands with J. Crew's Factory outlets.

7. LOWE'S

My husband and I recently bought a new refrigerator at Lowe's. I noticed it was $3 less at a local competitor, so I asked about the 10% Price Match Guarantee, and we ended up saving an additional $3 plus $120 on our purchase. The store gives customers a full 30 days to compare prices at local stores and websites — impressive. Just keep your receipt and bring proof of better pricing to customer service.

8. HOME DEPOT

Not to be outdone, Home Depot offers similar 10% in-store price matching. This policy, as it goes with many retailers, does not extend to "discontinued, clearance, obsolete, seasonal, or distressed merchandise" at competing stores. Online purchases earn the matching only, minus the additional percentage back.

9. OFFICE DEPOT

For adjustments at Office Depot, just make sure the item you're requesting a change on is both new and identical at the store across town (or online). You can ask for price matching before purchase or within 14 days of receipt. The store will even match Amazon and Reliable, though third-party retailers are excluded from this policy.

10. STAPLES

Likewise, you can request price adjustments at the time of sale or within 14 days of purchase at Staples stores. This policy excludes any local special events, like grand openings, anniversary sales, and liquidations. In the case of items with free versus paid shipping, Staples will match if both are on the same terms. However, if the store offers free shipping and the competitor's lower priced item does not, shipping charges will apply to the overall matching equation.

11. TOYS "R" US, BABIES "R" US

I bought my daughter a camera at Toys "R" Us earlier this year and was able to get it for the lower Amazon price by asking at customer service. The store's Price Match Guarantee is simple and straightforward. It's valid on in-store purchases only, limited to two items (if you're purchasing several identical toys), and the store's online prices are matched provided they aren't special "online only" promotions. Exclusions include Black Friday and Cyber Monday deals; clearance, closeouts, and flash sales; as well as any pricing that is low due to typographical errors.

12. BED BATH & BEYOND

Any pricing that's lower at direct competitors or online retailers like Amazon will be honored at Bed Bath & Beyond stores. This excludes club stores like Sam's Club, BJ's, etc., in addition to pricing that's low due to clearance, closeouts, or limited time quantities. Better yet, a manufacturer's coupon can be used in combination with the price match for even more savings.

13. KOHL'S

To get an adjustment, keep your receipt for two weeks after buying anything (original price or sale) from Kohl's to see if the price is lowered. Items bought on Buy One, Get One (BOGO) are excluded from this offer. Kohl's also matches competitor pricing provided you provide a dated ad — in-store only — with identical merchandise.

14. BEST BUY

Electronics behemoth Best Buy "won't be beat on price" — so you know you can get a good deal. At the time of sale, the store will match local store and online pricing in addition to online retailers like Amazon, B&H Photo Video, Crutchfield, Dell, HP, Newegg, and TigerDirect. Preordered or backordered an item? If its price drops, you will automatically get the lower price. You can also request price adjustments within 15 days of purchase with receipt.

15. DICK'S SPORTING GOODS

I actually live in the town where Dick's Sporting Goods first opened its doors in the late 1940s. Their Winning Price Guarantee applies to identical items sold at local retail stores. Simply bring in the print or online ad to get the match at the time of sale. Exclusions to this policy include rebates, coupons, clearance, closeouts, BOGOs, and out-of-stock items.

16. AMAZON

I had no idea that Amazon offers price-matching. But there's a catch; it's only on televisions and cell phones. All other items on this giant online store are exempt from the policy. Though there's no information about formal price adjustments on the site, I've found several personal accounts for how to get a deal. The process involves signing into your Amazon account, clicking the help button, and then chatting with a representative about the change in price you've seen to get your refund. The blogger in the above scenario has only tried this approach within a week of purchase.

In the end, I've learned that no matter what or where you're buying, it never hurts to ask about a retailer's price matching or adjustment policy. The worst answer you can get is "no," and usually you'll be pleasantly surprised by the extra dollars you'll have left in your pocket. Every little bit counts!

Source: Wisebread.com

Saturday
May162015

22 Easy Ways to Save on Travel



Planning a trip? Don't miss these 22 easy ways to save on travel.
Thursday
May072015

27 Free Money-Saving Apps

Click here to download these FREE apps, which will help you save money!
Wednesday
May062015

Good Grades? Freebies for Your Child

Chuck E. Cheese - Receive free tokens for being a good student. Choose from the Super Student Award or Graduation Certificate.

Krispy Kreme - Get a free original glazed donut for each A (up to 6 A’s).

Chick-fil-A – Bring in your all A’s and B’s report card and receive a free 8 pack nuggets.  (This varies greatly by individual franchises.)

Pizza Hut – Each grading period period, any child who has 3 A’s or the equivalent will receive one Personal Pan Pizza and a small soft drink or carton of milk by presenting his or her report card to the manager. This offer is good for Elementary and Middle School students. Dine-in only. Student must be present and the original report card must be presented. Available at participating locations.

McDonalds – If your child has a straight “A” report card, he/she can receive a FREE Happy Meal. This may vary by location so call ahead first!

Family Video – Throughout the month of June, Family Video gives a FREE overnight movie or game rental to
students for every ‘A’ they receive on their final report card in any core subjects designed to ensure that we are an active, participating member of the community in which our store is located.

Cheryl’s Cookies – Get up to 3 FREE Cookies for A’s.

Cold Stone Creamery – Not on a national level, but the stores are individual owned & operated so the best thing to do would be to ask your local store as some have offered them in the past.

Bank Rewards – Check with your local banks and credit unions as many of them offer money rewards for good grades as well.