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Wednesday
Sep092015

7 Ways to Save at Chick Fil A

Yearly Cow Calendar
Every November I pick up the new Chick fil A calendar. Inside, you will find 1 free item per month, what a treat! This also makes a nice gift! 
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Join the Kids Club
Did you know that Chick Fil A has a kid's club? Sign up here and get special offers in the mail.

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Cow Appreciation Day
Mid-July be sure to stop by Chick fil A for Cow Appreciation Day. All you have to do is dress up like a cow and you get a free meal!! 
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Coupons
Every now and then, Chick-fil-A will head out to local events, like country fairs and set up a tent. Be sure to check it out because they often pass out coupons.
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Free Dessert 
Did you know you can skip the kids toy and get a FREE kiddie cup or cone of ice cream? 

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Gift Card Promotions
Every November and December, Chick fil A will offer a FREE $5 gift card when you purchase a $25 gift card. Nice stocking stuffer or gift idea! 

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Report Card Freebies
For A's and B's, your kiddos can get a freebie at Chick fil A! Bring in a report card and see what they are giving as a reward! 

 

Saturday
Sep052015

8 Times You Should Ask for a Discount

1. WHEN YOU GET POOR SERVICE AT A RESTAURANT

Let's just clarify that the service should be uncharacteristically poor. If you wait a long time to get seated on a Friday evening, or your server is so busy he or she forgets to bring the extra fries you ordered, give the place — and your server — a break. This is more about poor service that could easily be avoided.

If the food arrives cold, the fish is raw, the meat is very overcooked, or the server is just plain rude, you definitely have a reason to talk to the manager. Explain what has happened, how it impacted your dining experience, and ask for a discount. In most cases, you will get at least a few of the items removed from your bill. In extreme cases, when everything went wrong, you may very well be told not to pay anything. However, if the server was great in spite of all the problems, don't forget to leave him or her a tip.

2. WHEN YOUR EVENT SEATS AREN'T GOOD

Unless you are warned specifically before you buy them (some will say things like "obscured view" or "partial view of stage" and should already be discounted), there is no reason to pay the same price as other people if your seats are terrible. This happened to me when I went to see Cirque du Soleil. There was no warning that the seats I bought were right behind one of the poles holding up the big top. My wife and I were leaning left and right through the entire performance. After, I spoke to the staff and received a discount, and a free CD of the music from that evening. If you have poor seats, ask to speak to the event manager. Demand a discount, if you can handle the poor seating, or ask to be moved if it is possible.

3. WHEN ANYTHING IS NOT QUITE AS DESCRIBED

From the food or service, to the product attributes, if you were sold something based on information that was slightly incorrect, you should demand a discount. If the tool set indicates "25 great tools for around the home" and there are actually only 23 inside, that's misleading. This can sometimes happen when manufacturers change the product, but not the packaging. In any case where you have been a little misled, intentionally or not, you are entitled to a discount. You'll get it, too.

4. WHEN THE PRODUCT IS A FLOOR MODEL

Do not let the store clerk fool you with a bunch of tricky talk about this item not being able to be discounted any further. The floor models are used. They may not have been used in someone's home, but they're used nonetheless. In some cases, for much longer than if it was in a home; especially those TVs and computers that are on the shop floor day in, day out.

So, find a manager and ask for the price to be reduced beyond what is shown on the sticker. They want to get rid of these items. They'd obviously prefer to sell it to someone who will pay sticker, but they will go lower. And as the item is used, and most likely blemished, you should demand a discount. I do this every time, and it has worked every time.

5. WHEN YOU PAY CASH

Cash is king. That's as true today as it was fifty years ago, and if you are lucky enough to have the money on hand to pay in cash, be it something small or a new home, you should definitely take advantage of it. "How much of a reduction can I get if I pay cash for this house, right now?" This is something buyers are not expecting, and it is incredibly tempting. Cash is a sure thing. Financing can fall through, interest rates fluctuate, but cash is cash. In stores, merchants pay fees for credit card transactions, so you could easily get a cash discount.

However, don't expect this discount when buying a car. Dealerships get big incentives for financing offers, and you take that away from them if you offer to pay cash. In fact, you may pay more if you pay cash, so don't do that. You can always pay off the loan a week or two later.

6. WHEN THE ITEM IS BROKEN, SCRATCHED, OR DENTED

Why would you pay for a broken item at all? Well, it all depends what you want to use it for. If it's a superficial break, say on the case of the product, but the product itself works just fine, ask for a discount. The store is more than happy to oblige. If you notice a huge dent on the fridge that was just delivered, but the dent won't be seen or you just don't care, ask for a discount. If the item is scratched or damaged but it doesn't impair the function, and you are okay with it, ask for your discount. And if the item is completely broken, but you want to repair it yourself, or need it for parts, ask for a big discount.

In all cases, you are doing the store a favor, and they will be happy to negotiate a deal. This even goes for sellers on Craigslist or eBay. If the item is not as pristine as described, but you're happy to take it, ask for the discount.

7. WHEN THE SELLER IS IN A HURRY

If you ever encounter a "motivated seller" you know you're about to get a discount. Motivated sellers are those who need to sell, and sell fast, usually because they're about to leave the state. Sometimes, they need money quickly, for reasons you probably don't want to ask about. Whatever the reason, you should take advantage of this. Flea market sellers will offer discounts as they are packing up for the day, and so will people operating garage sales. Smile, ask for a discount, and you'll usually get it.

8. WHEN THE STORE IS CLOSING OR GOING OUT OF BUSINESS

Blockbuster. Circuit City. Sharper Image. They all bit the dust and they all had "closing down" sales. When this happens, start haggling. A store that is going out of business presents problems for buyers, especially when it comes to buying things that may have warranty issues. For this reason, you should demand a discount. When one store is closing, perhaps because a particular location is not performing as well as it should, you don't have as much leverage. But you can still ask for a discount, because they are "motivated" to sell, and that, as just discussed, gives you bargaining power.

Source: Wisebread.com

Thursday
Aug272015

Starkist Tuna Lawsuit

Did you purchase at least one Starkist Chunk Light in Water or Oil 5oz OR Solid White in Water or Oil in the United States between Feb. 19th, 2009 and Oct. 31st, 2014? If so, you qualify for up to a $25 check or $50 worth of FREE Starkist products via the StarKist Tuna Class Action Settlement.

To submit your claim, head here and complete the form no later than November 20th, 2015. You can also request that a copy of the claim form be mailed to you by calling 1-888- 643-6376. You may choose to receive either a cash refund or a voucher for free products. Click here for more information.

** No proof of purchase is necessary to obtain settlement benefits. However, the Claim Form must be signed by you under penalty of perjury (either by hand or, if you submit it online, electronically), affirming that you are a qualified member of the Settlement Class and that the information provided therein is true and accurate to the best of your knowledge. **

Friday
Aug212015

5 Times Coupons Trick You Into Spending More

Everybody loves to score a deal. Retailers are keenly aware of this phenomenon and have become very good at tricking your brain into thinking you're getting a deal, even when you may be spending more than you should. Here are some clever ways retailers use coupons to get you to open your wallet wide, along with some timely tips to fight back.

1. ONLINE COUPONS AREN'T ALWAYS A DEAL

Online shoppers love a good coupon code. But did you know that many online retailers are notorious for releasing a coupon only after jacking all of their prices up to full-retail? Suddenly your 25% off coupon code doesn't look so good, especially when you consider the fact that you could have actually saved more money the week prior, for example, when the website had everything in their new fall collection for 30% off, no coupon needed.

A few of the online retailers notorious for releasing a coupon when prices are high include Ann Taylor, American Eagle, Old Navy, and Macy's to name a few. It's always in your best interest to keep track of the pricing schemes of the online retailers you frequent on a regular basis. Pay attention to when they release coupons and when they offer sitewide sales and only make your purchases when the price is actually the lowest. Also, if you can time your purchase when you have a coupon code in hand andthe retailer is having a sitewide sale, you'll definitely maximize your savings.

2. THE BOGO DILEMMA

Another commonly used trick retailers use to get you to open your wallets wide is "Buy one, get one for 50% off," also known as BOGO. Be aware that unless it is "Buy one, get one free," you're rarely getting a good deal. Buy one, get one for 50% off is the equivalent of a 25% off coupon — which is an okay deal, but only if you actually need two of the particular item. Keep in mind that many retailers, especially clothing and shoe stores, often have coupons that exceed 25% off, making the BOGO offer nothing more than a spending trap. Kohl's, Lands' End, JCPenney, and Gap are a few retailers that fit this bill and immediately jump to mind.

3. FREE SHIPPING… WITH A CATCH

When it comes to shopping online, there is nothing worse than finishing your shopping at a website only to discover you're $10 short of qualifying for free shipping. Many online retailers will set a minimum threshold requirement for free delivery at $25, $50, $75, or even $100 to encourage shoppers to add items to their purchase and thus pad their profits.

The next time this happens to you, hit up Google and do a search for "[store name] free shipping coupon" and see if you can dig up a coupon code for free delivery. If that doesn't work, many websites employ live chat operators who have a select number of coupons to hand out if you politely ask. Just start a chat session, explain your situation, and tell the operator how you'd like to complete your purchase but can't justify the shipping charge since you're so close to the minimum order threshold. I think you'll be pleasantly surprised with your result and stand a great chance of scoring a free shipping coupon without adding something to your cart that you don't need.

4. PERCENT OFF COUPON WITH MINIMUM ORDER SIZE

Another retail trick is to release "percent off" or "dollar off" coupons with a minimum dollar amount required to score the discount. Whether you need to spend $49, $75, or $99 to get the discount, it's important to realize that retailers are attempting to get you to spend more in order to "save" some money. This is often a bad proposition for consumers and can easily lead to overspending. A smart workaround is to never walk into a store with one of these coupons unless you're sure you'll meet the minimum. If you do walk in and are determined to redeem the coupon, make sure you're buying items that you actually need or can use as a gift down the road.

5. COUPONS YOU BUY CAN EXPIRE

Popular websites like Groupon and LivingSocial allow you to buy deals and coupons for experiences like golfing, sky diving, cooking classes, yoga classes, and the like. But what many consumers don't know is that many of these deals have expiration dates. They're banking on you buying the offer and forgetting to use it, or deciding later that it's not your cup of tea.

Avoid this expiration trick by instituting a "30-day" policy. If you know you'll use the coupon within 30 days, then go ahead and purchase it. If you're on the fence in the slightest, pass on the offer as it'll probably go unused. Once you buy the experience or class, book it right away and get it on your calendar to make sure it gets used and doesn't end up in your desk drawer for all eternity.

By being aware of why retailers release certain coupons and deals, and how they can make you overspend, you stand a great chance of actually saving money on the things you need.

Source: Wisebread.com

Thursday
Aug062015

What to Buy During August

1. Air Conditioners The best time to buy air conditioners continues through August and runs through September.

2. Outdoor Furniture, Grills, and Camping Gear  Summer is nearly over, and the stores are clearing out their summer furniture space to make room for Halloween and Christmas.

3. Garden Plants and Flowers Garden centers begin clearing out their showrooms mid-summer, and the sales continue through August.

4. Lawn Mowers - The selection may be limited, but if you are looking for deep discounts late summer is a great time to find a bargain lawn mower.

5. Swim Wear and Flip Flops Watch for end of season sales on all summer wear in August. Stock up on items for your kids for next year, and maybe something special for you as it doesn't look like the temperatures will be cooling down any time soon.

6. School Supplies Bargains for back to school supplies are to be had everywhere. You can find pencils for a penny, paper for a quarter, and backpacks marked way down. 

7. Laptops Per PC World, July had some stellar sales on laptops with prices dropping to record lows, and these bargains will continue into August with back to school sales that not only offer discounts, but could also offer freebies such as free software or free printers.

8. White Sales: College, back to school and fall are good times to stock up. The next best time to buy for linens? January.

9. MP3 Players Stores are clearing out old models to make room for the new models arriving in September. Look for great bargains on last year's models.

10. Food When looking for bargains on food this month think fresh produce. The list includes vegetables such as cucumbers, corn and eggplant and the fruit includes such delicious items as watermelon, strawberries, cantaloupe, and peaches.

Thursday
Aug062015

Free Samples, Coupons More from Tablespoon

Click below to get FREE samples, coupons and more from Tablespoon-

Saturday
Jul182015

Freeflys.com: Free Samples

Click below to get FREE samples of Gain, Huggies and more!

 

Saturday
Jul182015

Ibotta Money-Saving App

 

  • First download the FREE app here.
  • Before you head out to shop, browse through all the different offers. You’ll earn money by watching quick videos, viewing recipes, taking polls, posting to your Facebook Wall etc. AND then actually going to the store to purchase these specific items. Note that Ibotta works in every Target, Walmart and Walgreens in the United States and has plans to expand to additional retailers in the near future.
  • Be sure to check out the product detail page on the app itself in order to view the offer’s expiration date. Offers can sell out, so it’s important to redeem them before they’re gone! 

 

  • After you make your in-store purchases, you’ll just need to upload your receipt via the Ibotta app. Ibotta will then verify your purchases and determine whether credit should be added to your account within 24 hours.  In many cases, you will receive word from Ibotta in under 1 hour. It is super simple to upload your photo and money was added to my account within an hour.  
  • Once you’ve reached at least $5 in earnings, Ibotta lets you transfer your earnings directly to your PayPal account.  Choose Withdraw Cash from the main menu of the app, then select Get My Cash to link Ibotta to your PayPal account. 
  • If you’d rather opt to donate your earnings to your favorite school, you can make a donation to any school in America as soon as you’ve earned $1 with Ibotta. Just choose Withdraw Cash from the main menu of the app, then select Donate to Schools.  Ibotta can use your current location to find nearby schools, or you can type in any zip code and pull up a list of schools in that area.
  • Be sure to tell Ibotta which offers you like and dislike by tapping the image of any product and choosing either thumbs-up or thumbs-down. Over time the app learns what kinds of products you prefer and offers them accordingly.
  • Also note that there is no limit on the number of offers you can redeem.  Once you have successfully redeemed an offer, Ibotta immediately restocks your shelf with a new offer.  The more offers you redeem, the more new offers you will see, and the more money you can earn.

 

Click below to get started!