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Saturday
Jul182015

Ibotta Money-Saving App

 

  • First download the FREE app here.
  • Before you head out to shop, browse through all the different offers. You’ll earn money by watching quick videos, viewing recipes, taking polls, posting to your Facebook Wall etc. AND then actually going to the store to purchase these specific items. Note that Ibotta works in every Target, Walmart and Walgreens in the United States and has plans to expand to additional retailers in the near future.
  • Be sure to check out the product detail page on the app itself in order to view the offer’s expiration date. Offers can sell out, so it’s important to redeem them before they’re gone! 

 

  • After you make your in-store purchases, you’ll just need to upload your receipt via the Ibotta app. Ibotta will then verify your purchases and determine whether credit should be added to your account within 24 hours.  In many cases, you will receive word from Ibotta in under 1 hour. It is super simple to upload your photo and money was added to my account within an hour.  
  • Once you’ve reached at least $5 in earnings, Ibotta lets you transfer your earnings directly to your PayPal account.  Choose Withdraw Cash from the main menu of the app, then select Get My Cash to link Ibotta to your PayPal account. 
  • If you’d rather opt to donate your earnings to your favorite school, you can make a donation to any school in America as soon as you’ve earned $1 with Ibotta. Just choose Withdraw Cash from the main menu of the app, then select Donate to Schools.  Ibotta can use your current location to find nearby schools, or you can type in any zip code and pull up a list of schools in that area.
  • Be sure to tell Ibotta which offers you like and dislike by tapping the image of any product and choosing either thumbs-up or thumbs-down. Over time the app learns what kinds of products you prefer and offers them accordingly.
  • Also note that there is no limit on the number of offers you can redeem.  Once you have successfully redeemed an offer, Ibotta immediately restocks your shelf with a new offer.  The more offers you redeem, the more new offers you will see, and the more money you can earn.

 

Click below to get started!

 

Friday
Jul102015

What to Buy During July

1. Air Conditioners Bargains on Air Conditioners begin in July, especially around the holiday weekend. If you can wait until September even better, and the absolute best time to buy air conditioners is in the winter, especially October through February.

2. Major Appliances  I'm sure you've noticed the July 4th Sales popping up all over the television from your local appliance stores. Holiday weekends around major holidays such as July 4th are great times of year to find bargains from anywhere up to about 50% off. 

3. Home Decor July is still wedding season, so look for bargains this month on home decor  gift items such as linens.

4. Furniture New furniture styles hit the stores two times of the year and August is one of them. Look for great sales in July as furniture retailers look to clear out their showrooms.

5. Computers It's back to school sale time for computers and sales can be found. Look specifically for computers that are being replaced by newer models.

6. Summer Wear The deeper into summer we get the deeper the discounts for summer wear get as well. Especially watch for next month's discounts on swim suits.

7. Kids' Clothing & Back to School Supplies  Sales start in July for bargains on anything related to back to school. 

8. Craft Supplies School Supplies start to go on sale in July, and along with them so do craft supplies. Enjoy the discounts and stock up the many needed tools you use to get your crafting on.

9. Grills Some sales on grills are available in July (after the July 4th holiday), but for the best deals wait until August.

10. Broadway Tickets July is a slow time for New York tourism, and big bargains can be had on Broadway tickets because of this lull. Beat the heat, go inside, and enjoy a great show on the cheap.

11. Food Think barbecue this month.

  • Soda, Pope or Coke (depending upon which part of the country you're from)
  • Beer
  • Condiments
  • Hot Dogs
  • Ground Beef
  • Hamburger and Hot Dog Buns
  • Salad Dressing
  • Chips
  • Ice Cream
  • Popsicles
  • Bottled Water
  • Iced Tea Bags and Mixes
Sunday
Jun282015

Target Settlement- Apply by July 31st

Remember that data hack at Target in 2013? You can join in the Target Breach Settlement case and may be able to RECEIVE COMPENSATION.

If you shopped at Target between 11/27/13 and 12/18/13 and can prove that you suffered losses to your credit or debit card in the hack, you may be entitled to as much as $10,000. You must SUBMIT YOUR APPLICATION FOR SETTLEMENT before 7/31 and provide proof that your information was stolen during that time.

Even if you shopped at Target between those dates and can’t prove your data or identity being stolen, you may be able to get $30.

Send in your information to be included or excluded from the settlement before 7/31.

Sunday
Jun212015

5 Items in Your Garage with High Resale Value

Before anything hits the trash though, take a step back: there are probably a number of items you have stowed away that could earn you some impressive cash. Check out the ideas below, and feel free to share your tips of the trade in the comments. 

1. BIG TICKET ITEMS

A brand new generator might set you back between $200 and $2,000 from my latest survey of prices at a popular home improvement chain. My dad has a portable generator he bought when my parents lived way out in the country. Now that they've moved to a more central location, it gets little use and he wants to sell it. Sound familiar? Consider the value. I searched "used portable generator" on eBay and discovered around 75 hits with prices ranging from $50 to $2,400 for items in good condition.

Other big ticket sellers might include snow blowers, ride-on mowers, and even motorcycles or cars. The trick is assessing a fair value and finding the right place to sell. Kelley Blue Book is always the first place to check with vehicles. For the rest, try looking at similar listings in your local paper, Craigslist, eBay, or even on donation valuation charts (as a loose guide). When we bought our house last year, the couple who lived here planned to downsize. They sold their snow blower in two days for $350 by simply placing it outside the garage with a cardboard sign.

2. CAMPING GEAR

We have a whole shelving unit full of camping stuff in our garage. There's anything and everything from lanterns to tents to portable cooking devices to cots and much more. Other frugally minded outdoorsy folks would surely appreciate the care we've taken to keep our gear in working order, so we might try to sell a few things this year. In fact, we bought our large family tent used for a couple hundred dollars — so we know the system works.

If this arena interests you, try sites like GearTrade, where you can buy and sell camping wares or just get insight on appropriate pricing if you'd rather sell yourself. Some items in "excellent" condition attract up to 99% of their original value. There are also a couple area camping groups on Facebook I might contact about larger things to avoid shipping.

3. HAND TOOLS

Let's face it, most of us aren't super handy. But that doesn't stop the hand tools from streaming in as gifts from well-meaning friends and family. Rather than hold onto a tool waiting to be inspired, try selling it. Take this Bosch 18-Volt Hammer Drill, for example. It retails at $219, and a few days ago I found a used one on eBay for $150. This number accords with the $131 average price for used hammer drills listed on Statricks. And it would make a solid return (a little over 55%) on something you might not have touched in over a year.

Keep in mind that certain brands of tools resell better than others, including DeWalt, Bosch, Ridgid, Makita, Milwaukee, Hitachi, Porter-Cable, Skil, and Delta. In other words, that entry-level saw you got a great deal on new might not seem as appealing on the used market. Along with quality, your buyers will be inspecting these tools for wear and tear, so check for any crimped cords or other issues and price accordingly.

4. BUILDING MATERIALS

Most of us have bought and sold on Craigslist, but have you heard aboutDiggersList? Those of you into DIY and home improvement might want to take a look. You can sell your surplus building supplies (or find some to purchase) and get a good portion off the original price. Anything back is better than waste, right?

You can sell your doors, pavers, flooring, wall tile, appliances, circuit breakers, and much more. If you'd rather not list online, try taking out an ad in the classifieds or contacting a local carpentry club. Then consider donating anything you don't sell to a Habitat for Humanity ReStore.

5. OUTDOOR TOYS

Children outgrow their playhouses and other outdoor toys quickly, so they clutter garages like crazy. Not only can you earn back a good portion of what you paid (depending on the condition) — but the used toy market for items like these is refreshing with each generation of kids born into the world. Before having a yard sale, try local Facebook groups, Craigslist, and even re-sale stores like Once Upon a Child.

Keep yourself safe on the road with these 7 car prep tips!

1. CHECK THE BATTERY

Your vehicle's battery loses 33% of its power when the temperature dips below freezing and as much as 60% of its juice when the mercury falls below zero. So it's wise to give the battery and its charger a once-over to ensure they're performing optimally. A quick trip to your local car technician will quickly reveal whether the battery is winter-ready, or corroded and otherwise not performing well.

2. SWITCH TO WINTER WIPER BLADES AND COLD WEATHER WASHER FLUID

Windshield wipers are crucial to a clear view from the driver's seat — but a nasty winter storm makes their job many times harder. That's why you should consider investing in a pair of winter blades, which are built to withstand precipitation and freezing cold. Most winter blades are encased in a protective rubber shell that prevents ice and snow from hardening on the wiper. The going rate for a pair ranges from less than $20 to about $40, depending on size and quality.

While you're attending to windshield issues, car safety experts also suggest switching over to cold weather washer fluid, or any brand containing antifreeze.

3. STORE A SHOVEL IN THE TRUNK

You're driving down the road when your tires hit a patch of ice that sends you sliding into a snow bank. It's a gentle spinout that causes no injury or damage, but now your front tires are sunk in a heap of fresh snow. You're not going anywhere for awhile — unless you packed a shovel and have the muscle to dig yourself out. The shovel needn't be a humdinger, just something sturdy that fits in the trunk.

4. CHECK THE TIRE PRESSURE

For every 10 degree change in temperature, car tires lose a pound of pressure. That's why it's wise to make sure the pressure in all four tires is in check at the outset of the winter season. In cold weather, any pressure imbalance will be made that much worse.

5. EVALUATE THE TIRE TREAD DEPTH

Car tires in any season need a tread depth of at least 6/32-inch to get adequate traction, according to Tire Rack. If yours fall short, you're going to need to go tire shopping. Wintry road conditions necessitate even more depth than normal to help the tire grooves compress and release snow as they roll. Without sufficient tread depth, spinouts are more likely.

Should you opt for new winter tires, be sure to get a full set. Mounting winter tires on the front of a front-wheel-drive car can prompt sliding while putting winter tires only on the back of a rear-drive car will make turns more difficult.

6. SWITCH TO THINNER OIL

Cold weather thickens the engine oil, which forces the car battery to work double time to get your car running smoothly. But you can give your battery a break and prevent potential engine trouble by switching over to a thinner oil. Most vehicles are served well by a 5W-20, 5W-30, or 10W-30 oil formula, but be sure to check your owners manual for notes on compatibility. It's also wise to have the oil filter changed to maintain fluidity.

7. PACK A BLANKET

Should you get stranded on the side of a highway during a temper tantrum by Jack Frost, you'll be much less likely to run the risk of frostbite, hypothermia, or plain old cold weather discomfort if you've got a warm blanket stowed away in the trunk. While you're at it, it's not a bad idea to add a set of hand warmers, gloves, a wooly hat, a flashlight, bottled water, and a non-perishable snack to your winter weather emergency survival kit. Here's hoping you never have to use it.

Source: Wisebread.com

Saturday
Jun202015

Free Kraft Foods “Kick Off Your Summer” Cookbook! #CookingUpSummer

Click below to get your FREE cookbook!

Thursday
Jun112015

7 Things You Should Always Order on Amazon

Here are 10 items you should always be ordering on Amazon:

1. PET FOOD

Depending on the size and breed of animal you own, buying pet food  can be costly, or downright extortionate. If you own a large-breed dog, you're also faced with carrying a huge amount of food from the store every time you need to stock up. Let Amazon take care of that for you. Whether it's dry or canned food, Amazon has thousands of options. Prime shipping covers most of them, the prices are slashed on many items, and you can also choose Subscribe & Save for additional 5%–10% discounts.

2. DISHWASHER TABLETS

Running out of those dishwasher tablets  is a real pain, and when you go to the grocery store you pay top dollar for them. Amazon has a great range, and offers them with either free Prime shipping, Prime Pantry, or Subscribe & Save. 

3. DIAPERS AND WIPES

You will find great deals on name-brand diapers , especially if you use Amazon Prime or Prime Pantry. And once again, as this is the kind of item you will be using every month, look for Subscribe & Save options for additional discounts and free shipping. You can get an additional 20% off for signing up for the S&S service. For example, Pampers Cruisers Size 6 Giant Pack runs $41.22 list price. Amazon Prime price drops it to $35.10, and if you use Subscribe & Save, it drops further to $28.08. That's over $13 off the original price, with free shipping! And make sure you look into Amazon Mom for your savings.

4. COFFEE PODS

There's no denying that coffee pods, in particular the K-cups , are incredibly popular these days. However, they can be expensive, especially if you buy them in small batches of 10–18 per box. Skip that, and get the bigger boxes from Amazon. With the free shipping options available to you, you can get a much better deal by buying in bulk. And of course, this is another great Subscribe & Save purchase, with further discounts making 80-count boxes come in well under $30.

5. TOILET PAPER

Most of us buy toilet paper  in packs of at least 6 to 12. Even then, they take up a lot of room in the grocery cart (and your trunk). Instead, buy more of it less often on Amazon, and get it delivered for free. Right now, you can get a pack of 48 double rolls of either Quilted Northern or Angel Soft for under $23 using the Subscribe & Save feature. Figure out how long it will last you, and opt for a free delivery interval that will ensure you never run out again.

6. VITAMINS

If you use vitamins  regularly, Amazon will save you a lot of money. There is a massive variety (over 113,000 items come up on an initial search) and you have Prime, Prime Pantry, and Subscribe & Save options available. If you opt for the Prime Pantry, split the small $5.99 shipping fee with a few friends and order all of your vitamins together in bulk. Just make sure you know you can use them before they expire.

7. CAT LITTER

Amazon is the perfect place to go for your regular supply of cat litter . You can find deals in Subscribe & Save, Prime, or Prime Pantry, with some litter coming in at just over $4 for a 20lb bag! (In that instance, that's around 20 cents per pound, delivered to your doorstep for under $6 shipping.) 

Source: Wisebread.com

Saturday
May162015

22 Easy Ways to Save on Travel



Planning a trip? Don't miss these 22 easy ways to save on travel.
Thursday
May072015

27 Free Money-Saving Apps

Click here to download these FREE apps, which will help you save money!