Free $200 from Chime Bank

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Right now, get $200 FREE from Chime!

According to NerdWallet, Chime has a lot of benefits:

Upsides:

Free ATM access and no monthly fee: Chime’s checking account is free: It has no monthly fee, no minimum opening deposit and no minimum balance requirement. It also gives users access to make fee-free withdrawals at over 60,000 ATMs.

Early direct deposits and no foreign transaction fees: With direct deposit, customers can receive paychecks up to two days early. Plus, Chime doesn't charge fees to use your card abroad; some banks charge 1% to 3% of the amount of your purchase. See below for more information from Chime.

Cash deposit available at thousands of locations: Customers can deposit cash at more than 90,000 partner locations including retail stores such as 7-Eleven and Walmart. Cash deposits are free only at Duane Reade and Walgreens, though.

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Free $55 From Money Lion

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I just discovered Money Lion. It is an amazingly easy way to bank, earn money, and more!

Whether you are looking to build or credit or need a quick loan, Money Lion is an easy way to get some cash.

After reviewing your finances, MoneyLion will deposit — into an account of your choosing — the amount it agrees to give you immediate access to. Any of the funds that you don’t receive upfront are put into a reserve account until the loan is paid off.

You could get access to the upfront funds right away — based on your qualifications — if you choose to get money sent to your MoneyLion debit card or MoneyLion checking account. But it can take up to three business days to get funds deposited into a third-party checking account via ACH. And keep in mind that depending on your bank, there may be a wait before you can access your cash.

A closer look at a MoneyLion credit-builder loan

MoneyLion has a mobile app you can use to open an account and apply for Credit Builder Plus membership. Here are a few details you need to know about the credit-builder loan before applying for a membership.

No prepayment penalty — You can pay off your MoneyLion credit builder loan early, and there will be no early payoff penalty fee.

Deferment support available — If you need to postpone a payment for some reason, MoneyLion might allow you to defer a payment if you submit an application for deferment.

Free credit monitoring — MoneyLion offers free credit monitoring powered by TransUnion. You’ll get a full credit report so you can review it for any potential errors or fraudulent activity.

Extra membership perks — The no-fee MoneyLion checking account that’s available with your account lets you earn cash back when you make purchases from participating brands.

Who a MoneyLion loan is good for

MoneyLion doesn’t perform a hard credit inquiry when you apply for its Plus membership, so it could be an option for you if you’re working on your credit or having trouble getting approved for a loan. But you shouldn’t necessarily count on this credit-builder loan to cover an emergency. It’s a relatively small sum, and some of the money may be placed in a reserve account until you pay off the loan.

On-time payments made toward the MoneyLion credit-builder loan could help you build a record of positive payment history. To cut down on your costs, consider paying off the loan early to minimize interest charges.

If you want to build credit and are attracted to MoneyLion’s other offerings, the company might be a good fit for you.

Get up to $55 FREE!

Coca Cola Wendy's Football Sweeps

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Enter the Coca-Cola Wendy’s Big Noon Kickoff Instant Win Game is offering a chance to win 1 of over 1 MILLION prizes! Ends Oct.30.

To enter for free,  send an email to wendysbnksweeps@dja.com during the Promotion Period with the subject line: “Coca-Cola Wendy’s Big Noon Kickoff Sweepstakes” including your first name, last name, and DOB to receive a unique link to enter.