DIY Jewelry Organizer

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Hobby Lobby, Jo Ann, Michael’s, Walmart and Amazon are all good sources for the following needed items:

  • screw gun or drill

  • screws

DIRECTIONS

1

Use a screw gun or drill to secure a couple screws through the front of the organizer’s arms (on each side) directly into the wall to hang up the organizer.

2

Paint the thread rack if you like

3

Hang and organize jewelry such as earrings, bracelets, and necklaces.

Christmas Gift Baskets

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These baskets are so easy and fun to make! Here’s how!

Jo Ann sells a bunch of pretty holiday ribbon for only $3.99-$5.99.

Target also sells Wondershop Ribbon for only $5.00 each.

Loop the ribbon through the holes of the basket.

This is not only good for organizing gifts, it would also make a nice gift basket, fill with presents!

How I Celebrated The Holidays For Under $500

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  1. Use gift cards received throughout the year. Save gift cards you receive throughout the year and then use them on gifts. I also cashed out points and got gift cards for gifts too. Some of my fave points programs or ways to earn cash:

2. Inventory wrapping paper, decorations, etc. My go-to's for wrapping paper and supplies are buying on clearance the year before. Last year the holiday clearance was sparse, so here are more tips for saving.

Costco and Sam’s Club sell big rolls of wrapping paper that are only $10 each. A really great deal, especially if you wrap a lot of presents.

Hallmark.com also has a Crown Club, sign up for free here. It is easy to earn points and they regularly email $2 coupons and sometimes mail them. Recently I was able to get BOGO wrapping paper plus could use a $5 off coupon, with free shipping.

3. Do Less Baking. Back in the day, our grandmothers made 10 kinds of old-fashioned cookies. Many people no longer have the time to do this. Consider picking one or two holiday favorites. Another way to keep the cookie tradition alive is to host a cookie exchange with friends.

4. Use Payment Plans. If you are short on cash this holiday season, try one of several payment plans that offer options with no interest charged. I have used Klarna, Sezzle and Affirm and have had positive experiences with all of them.

5. Stock up on pantry necessities. For example, Target has had Betty Crocker cookie mixes, Betty Crocker boxed potatoes, and more at really good prices lately. Match up with coupons for more savings.

My go-to for holiday staples are Sam’s Club, Costco, Meijer and Target. My friends also like Aldi’s too for rock bottom prices on basics like flour, sugar and more.

Plus don’t forget online shopping to make life easier! Get started below with free cash to spend on groceries:

6. Shop Early Holiday Sales. Many big-box retailers have started their holiday sales now. Target, Amazon, Best Buy, Sam’s Club and more are offering deals now. Take advantage and avoid supply chain shortages.

7. Taking advantage of $10 off $10 coupons. I received coupons from Kohl’s and JCPenney a few weeks ago which were $10 off $10 any item. I found (2) really nice gifts at both stores and used the coupons.

8. Spend less on stocking stuffers. I had stocked up “end of Christmas sale” last year and am always on the lookout for small gifts. I love the Target Bullseye section for more deals, usually $5 and under.

9. Order holiday cards early. This year I ordered my cards in October. Though it felt weird to order holiday cards before Halloween, I received an awesome Shutterfly deal in my e-mail that I had to use. I received free cards and only paid shipping.

10.Regift…creatively. That’s all I’m going to say. My family might be reading this!

11. Consider only buying gifts for kids. Perhaps for the adults, make handmade gifts- homemade fudge is always a winner!

MORE RESOURCES:

Tips for a Budget Friendly Party

Grandma’s Sugar Cookies

50 Best Christmas Cookies

Pandemic Shortage Items List

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If you can, stock up on stuff you need. The economy might be bumpy going into 2022/3.

  • New Automobiles, Used Vehicles and Parts
  • Arabica Coffee Beans
  • Lumber, Paper Pulp, Toilet Paper, Cardboard, Books.
  • Wheat, barley, beans, peas
  • Gaming consoles and graphics cards
  • HVAC equipment, parts, refrigerant
  • Silicone rubber
  • Appliances
  • Chicken Wings
  • Pool Liners, Chemicals, Chlorine Tabs
  • Drywall
  • Printers and Ink
  • Holiday gifts. If you are shopping for toys especially, I would start looking at the Amazon and Target sales.

Free Movie Tickets, Popcorn and More

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Take the family to “kids camp” every Wednesday at AMC Theatres.

Every Wednesday of the summer, AMC Theatres hosts a kids camp where you can pay just $4 per child’s ticket to watch Kid-Friendly Films like Trolls, The LEGO Movie 2, Wonderpark, and more!

Even sweeter, that $4 ticket includes a KidsPack of AMC snacks, complete with a kid’s popcorn, fountain drink, and FrootiTooti fruit snacks! Head on over here for more details and to find a participating AMC Theater near you.

Stop by the Summer Movie Clubhouse at Cinemark Theaters.

From June 16 – August 4, participating Cinemark Theaters will be hosting an 8-Week Cinemark Summer Movie Clubhouse event every Wednesday. See kid-friendly movies for just $1.50 per ticket, and save on snacks too with $1 off kids’ snack packs, large popcorns, and large drinks during Summer Movie Clubhouse showtimes.

Head on over here for more details, showtimes, or to find a participating theater near you.

 

Climb aboard the Summer Movie Express at Regal Cinemas.

This summer, participating Regal Cinemas, United Artists, and Edwards Theaters will be hosting their Summer Movie Express every Tuesday and Wednesday at 10 AM. Moviegoers of all ages are invited to enjoy a selection of family-friendly films for just $1. Visit their site for more details and to find a participating theater near you.

Choose your own price for Kids Camp at Alamo Drafthouse Cinema.

All summer long, kids ages 3 and up can enjoy classic and family favorite films at Alamo Drafthouse Cinemas for just $1, $3, or $5. Choose your own ticket price and buy your tickets online to reserve your seats in advance. All proceeds benefit three local non-profits. Movie selection and dates may vary by location, so visit this page for more information!

Catch a $2 movie at Classic Cinemas every Wednesday.

From June 9 through August 11, Classic Cinemas will be showing family-friendly movies for just $2 per ticket. Showtimes will be staggered starting between 9:30 AM and 10:00 AM, and one stadium at each theater will be reserved for a sensory-friendly screening. Visit their site for the 2021 lineup and more details.

 

Check out the Children’s Summer Series at Studio Movie Grill.

From May 31 through September 3, participating Studio Movie Grill locations will be hosting their Children’s Summer Series. These titles are scheduled for the first showtime of the day every Monday through Friday. Tickets are $6 and include a small popcorn and a small drink.

Take the kids to the Family Fun Series at Harkins Theaters.

From June 11 through July 22, My Harkins Awards Members can see a family favorite movie for only $3 ($5 for non-members). Plus, Awards Members can get 50% off a Kids Combo each weekday before 6 PM. You can find more information about the Harkins Theaters Family Fun Series here.

 

Take the kids to a movie for just $2 at Metropolitan Theatres.

From June 8 through August 12, Metropolitan Theatres is having a Summer Kids Film Series every week for just $2 per ticket. For $10, you can upgrade your child’s ticket to a Kid’s Package, which includes a movie and lunch at MetroLux Dine-In Theatres. Dates and times vary by location – head on over here to see program availability near you!

See 10 movies for $10 at Megaplex Theatres.

Starting May 26, Megaplex Theatres are showing one kids’ movie a week for 10 weeks and offering up passes to see all 10 of the movies for just $10. Passes may be purchased online or at any participating Megaplex Theatres Box Office. Head on over to their website to see the summer movie schedule based on your location.

 

Take the whole family to Phoenix Theatres for FREE movies all summer long!

At 10 AM every Tuesday, Wednesday, and Thursday morning this summer, Phoenix Theatres will be showing family-friendly movies for FREE! Doors open at 9 AM and all age groups are welcome. Plus, they’ll have a special Kiddie Meal available! Find a location near you.

Movie fans of all ages can see FREE family-friendly movies at Marquee Cinemas.

All summer long, Marquee Cinemas will be showing FREE kids’ movies for the whole family. Participation will vary by location, so head on over here and select your local cinema for titles and showtimes near you.

 

 

10+ Freebies For Good Grades

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APPLEBEE'S

The A is for Apple Program gives kids a certificate for a free kids' meals. This program is only open to schools, though. If you're a parent, contact your child's teacher to let her know about this program that offers rewards for students.

   

BASKIN-ROBBINS

Earn a free scoop of ice cream. Bring in your report card showing good grades to get your freebie.

   

CHICK-FIL-A

A report card with A's and B's earns either a free 8-pack of chicken nuggets or a free ice cream cone. Chick-fil-A also offers a program for schools. Students can earn a free kids' meal for good grades, perfect attendance or other student achievements. For access to these freebies, your child's school will need to contact the restaurant.

   

CHUCK E. CHEESE

Kids earn game tokens for their grades. There's a limit of 15 tokens allowed per child and a food purchase is required.

COLDSTONE CREAMERY

Kids can earn free ice cream for good grades. Students must earn a straight-A report card. Kindergarten students up to fifth graders can participate.

   

JUSTICE STORES

Tween girl retail store Justice will give you $5 off your purchase. Bring in a good report card that's been issued within the past 30 days.

   

KRISPY KREME

Get a free doughnut for an A when you visit a Krispy Kreme shop (not a convenience or grocery store that sells Krispy Kreme doughnuts). The limit of doughnuts handed out for A's depends on the store, but it can be as high as 6 per report card.

   

LONG JOHN SILVER'S

While this program is only open to schools, it rewards students with meals for a number of achievements on top of academic excellence. School administrators need to contact the local restaurant to participate.

   

MCDONALD'S

Straight-A kindergarten through 5th-grade students can earn a free Happy Meal when they bring in their report cards along with a voucher from the school. 

   

PIZZA HUT

If you have 3 A's on your report card, you get a free Personal Pan Pizza and a small soda or milk. The offer is only good for elementary and middle school students. Dine-in only.

   

WENDY'S

A report card with A's and B's earns a delicious treat. Show the cashier your report card before ordering.

 

Tip: Before you visit any of the businesses listed, be sure to call the store first and ask for the manager. You want to verify that particular location is participating before you promise your star student a reward. If the store isn't participating, call other locations in your city. Since many are franchises, one store may not be participating but the location down the street is giving out rewards for students.

15+ Military Freebies + Discounts

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Tip: Be sure to read the fine print on each military freebie offer to find out if you are eligible and what you need to show them to prove your eligibility.

  •  

    Free Admission to Theme Parks

      

    Under the Waves of Honor program, active duty, activated or drilling reservist, or National Guardsmen gets free admission into any of the Anheuser-Busch theme parks once a year. The program also offers discounts for veterans.

    The free admission is good for SeaWorld Orlando, SeaWorld San Antonio, SeaWorld San Diego, Busch Gardens Tampa, Busch Gardens Williamsburg, Sesame Place Langhorne, and Discovery Cove.

    Those who are eligible will get one free single-day admission ticket each year and other possible discounts that vary by park.

  •  

    Free Museum Admission Around the Country

    Active military members and their families can get free admission into over 1,500 museums around the country from Memorial Day through Labor Day.

    Visit the website and click on your state to see which museums in your area are participating in this Blue Star Museums program.

    There's also a newer program, Blue Star Theater that gives out free and discounted theatre tickets to 130+ theaters around the country.

  •  

    Free National Park Pass for Military Families


    Veterans, active-duty military members, and their family members can get a free annual pass to more than 2,000 national parks in the United States.

    This has an $80 value to it and is completely free to those in the military.

  • Veterans Day Free Meals and Other Freebies


    Every Veterans Day, restaurants around the country give out free meals and other freebies to veterans.

    Most of these free meals are also for those on active duty so be sure to read the fine print to see what free food you can get.

     

  • Free Wedding Dresses for Military Brides

    Through the Brides Across American program, military brides can get a free wedding gown from a bridal shop near them that's participating in this annual event that takes place in July.

    The bride or their fiance will need to have been deployed within the past 5 years or about to be deployed and have not had a formal wedding.

  • Free Landscape Services for Military Families

    GreenCare for Troops is a program where volunteers in your area will come and take care of a military member's yard for free by providing services like lawn mowing, trimming, pruning, fertilizing, pest control, and maintenance.

    There's also SnowCare for Troops where volunteers will come and remove snow for military families while their loved one is away serving.

  • Free Photography Sessions For Military Families

    Operation: Love ReUnited connects you with a photographer in your area who will volunteer to perform a free photography session for military members who are ready to deploy, currently deployed or those who are coming home.

    Besides the session fees being waived the photographer will also provide some free photos or albums at no charge.

  • Free Grants for Military Kids to Participate in Activities

    Our Military Kids is a very special program that awards grants for costs of sports, fine arts, camps, and tutoring programs while their military parent is away at service or recovering from an injury.

    This program is for children of those in the National Guard or Reserves and are deployed overseas as well as Wounded Warrior service members.

  • Free Online Tutoring for Kids

    Students in U.S. military families are eligible to get free tutoring through Tutor.com.

    These free online tutoring sessions are available 24/7 and are for students K-12.

  • Free Tickets for Activity Military and Veterans

    Through the Veteran Tickets Foundation, individuals and organizations donate tickets to events like sporting events and concerts. Active duty military members, veterans, and their families can use these tickets to attend the event for free.

    Check the website to see what free tickets are available for events in your area.

  • Free Bedtime Story Video Recordings for Military Kids

    United Through Reading is giving away free apps to members of the military who are deploying or already deployed. When deployed, members can visit a United Through Reading site or use the app to make a UTR recording. Service members can also record stories before deployment.

    The deployed service member can record a video of themselves reading the story which the child can then watch as many times as they'd like.

  • Free Welcome Home Banners

    BuildASign gives away free welcome home banners to military friends and families that welcome home a loved one from deployment.

    There are 15 sign designs to choose from and all can be customized with your choice of text and colors. 

  • Free FICO Score

    SaveandInvest is offering free FICO credit scores to military families.

    You can register for a free credit score by contacting a PMilitary Financial Educator in your area.

    MORE MEMORIAL DAY FREEBIES AND DEALS HERE

Baby Yoda Cookies

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Just use an angel cookie cutter, trim off the top and there it is- Baby Yoda! Use brown and green icing to decorate.
Here's the sugar cookie recipe: 

    1 1/2 cups butter, softened 

    2 cups white sugar 

    4 eggs 

    1 teaspoon vanilla extract 

    5 cups all-purpose flour 

    2 teaspoons baking powder 

    1 teaspoon salt 


In a large bowl, cream together butter and sugar until smooth. Beat in eggs and vanilla. Stir in the flour, baking powder, and salt. Cover, and chill dough for at least one hour (or overnight).    Preheat oven to 400 degrees F (200 degrees C). Roll out dough on floured surface 1/4 to 1/2 inch thick. Cut into shapes with any cookie cutter. Place cookies 1 inch apart on ungreased cookie sheets.    Bake 6 to 8 minutes in preheated oven. Cool completely. 


Icing Recipe: 
In a medium bowl, mix powdered sugar and butter with spoon or electric mixer on low speed. Stir in vanilla and 1 tablespoon of the milk. Gradually beat in just enough remaining milk to make frosting smooth and spreadable. If frosting is too thick, beat in more milk, a few drops at a time.


First, I doubled the recipe and mixed everything in my Kitchen Aid mixer. My grandma mixed most of her cookies with a spoon, the old-school way. 

Then I wrapped everything in wax paper to chill for a few hours. Then get out your angel cookie cutters and start cutting out.
Photo Source Unknown

 

Amazon Shopping Tips

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  1. You can find out Amazon's most heavily discounted item each day by visiting Camelcamelcamel.
  2. Cool discounts can also be found on Amazon's Gold Box
  3. Considering Amazon Prime? It's definitely worth it if you order at least 10 items that cost less than $25 per year.
  4. Prime Members also get free access to over a million songs and hundreds of playlists with Prime Music.
  5. Students with an .edu address can get a six-month Prime Membership for free.
  6. Moms can get a free three-month membership to Prime plus exclusive Amazon Mom  benefits.
  7. You are allowed to share your Prime membership with up to four additional family members living in the same household.
  8. If you look for items in stock near your shipping location, you may be offered one-day shipping.
  9. If you regularly buy an item, you can get discounts on it through the Subscribe and Save  program.
  10. Want to find free books on Kindle that are actually good? Search "Kindle Books Under $2."
  11. You don't actually need a Kindle to read a Kindle book. Amazon has Kindle reading apps for Windows, Mac, iPad, iPhone, Android, Windows Phone 7, and BlackBerry.
  12. Find deep discounts on refurbished and open-box items (including cell phones, computers, and Kindles) with Amazon Warehouse .
  13. Download the app and find deals faster.
  14. Prime members get 1 free Kindle book a month.

20+ Stores That Price Match Amazon

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1. Advance Auto Parts

Advance Auto Parts will price match any identical or comparable product, which is pretty rare! With their Price Match Guarantee, you’ll hit the road knowing you have the best price (and product).

2. Ashley Homestore

Ashley Furniture will price match any identical and in-stock item on Amazon. Check out their entire Pricing Policy, so you know you’re getting the best deal.

3. Bed Bath & Beyond

 

You can get the best price match in store, by email, or by phone with Bed Bath and Beyond’s Policy. Read all the details on their Worry-Free Price Match Promise.

4. Best Buy

Best Buy claims that no one will beat their prices – and that includes sales made directly from Amazon! With their Price Match Guarantee, you can get the best deal in-store and online.

5. Dell

Dell will not only price match before you buy, but they’ll also price match up to 30-days after you buy! Items must be sold directly from Amazon to be eligible for their Price Match Guarantee.

6. Dick’s Sporting Goods

 

Any item that’s an exact match and sold directly by Amazon are eligible for Dick’s Price Match Guarantee. Not only will you receive the best price, but you’ll still get to collect your Scorecard rewards when purchasing through them.

7. Dyson

Within 30 days of your purchase, you can get with the best price with Dyson’s Price Match Guarantee for any item that is sold directly through Amazon.

8. Fry’s Electronics

The cost of shipping is always included for any verified, identical item with their 30-Day Price Match Promise. As a bonus, if you’ve already purchased an item with Fry’s and find a better online price, they will refund you 110% of the cost you paid!

9. GNC

All you have to do to take advantage of their Price Match Guarantee is show any associate the Amazon price online, and they’ll give you your discount. Products must be the exact same, including flavors and serving sizes.

10. Golf Galaxy

Golf Galaxy claims that they will not be undersold. With their Pricing Policy, you’ll receive the best price at the time of purchase (and up to 30 days after buying), guaranteed, for any items sold directly from Amazon.

11. Home Depot

The Home Depot Guaranteed Low Price policy gives you the best price at checkout for an identical item sold by Amazon. Some products, such as seasonal, discontinued, clearance, and others are not included, so brush up on their policy before heading to the store!

12. HP

You can score a new desktop or laptop with HP’s Price Match Policy if you find a better price on Amazon. The item’s model number and detailed specifications must be exact before taxes.

13. JCPenney

Price match with JCPenney’s Lowest Price Guarantee. Not only will they price match, but they’ll also give you an additional 5% discount for any priced item sold directly on Amazon.

14. JOANN Fabrics

Identical, in-stock items on Amazon found for a lower price within 7 days of your purchase will be price matched with JOANN’s Price Match Pledge. Seasonal items, doorbusters, and other restrictions apply and are not applicable for price matching.

15. Kohl’s

When shopping Kohl’s, simply show a store associate your phone with the identical item you want to purchase, and they’ll honor the lower price in store with their Price Match Guarantee. (Prices during the week of Thanksgiving will not be honored.)

16. Lord + Taylor

Any item sold on Amazon that is an exact match in size, color, and is in stock will be price matched with Lord + Taylor’s Price Policy. Item must be purchased on the same day as the valid online price.

17. Lowe’s

An associate at Lowe’s can price match any eligible items in store. Some brands and certain products (including delivery and installation fees) are not included in the price guarantee (or may make them ineligible). Check out their entire Price Match Guarantee before buying.

18. Nordstrom

Nordstrom will price match any item that is the same size, color, and in stock on Amazon or sold by any U.S. based seller on Amazon. Their Pricing Policy restricts any items that are on flash sale, discounted items, or outlet prices.

19. Petco

You can price match any identical item at Petco that you find on Amazon by calling their number and requesting a price match. Since their Price Match Guarantee contains this added step, do a little planning before you head to the store.

20. Staples

With Staples Price Match Guarantee, they will give you the best price for in-store shopping only. If you find a lower price within 14 days of making your purchase at Staples, they’ll refund you the difference.

21. Sur la Table

The Price Match Guarantee offers you the ability to compare prices, not only from Amazon directly but also from products sold from select retailers selling on Amazon. They will accommodate in-store purchase with an associate or online purchases by calling their customer service.

22. Target

Even if you find a better price sold directly on Amazon, Target will price match it. Their Price Match Guarantee does not include third-party sellers, and stores in Alaska and Hawaii are excluded.

23. Tractor Supply Co.

Tractor Supply will match any competitor’s online or in-store price on any item that is identical to the item on Amazon. Their Price Match Guarantee does not include prices from third-party sellers or other prices instant rebates, mail-in offers, and other listings. Make sure to read all their guidelines before heading to the store.

24. Walmart

Walmart’s Price Matching Policy will match any identical item sold directly by Amazon. Prices on third-party items or stores in Alaska or Hawaii are restricted from these special offers.

Best Rewards Programs: Regal, Papa John's, More

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1. Ace Hardware

Sign up for Ace Rewards, and you’ll get 10 points for every dollar you spend. Accumulate 2,500 points, and you’ll earn a $10 reward — which is equivalent to getting 4 percent back.

You also receive 1,000 points just for signing up, plus coupons and sale reminders.

2. AutoZone

Join AutoZone Rewards, and you’ll earn one credit every time you make a purchase of $20 or more. Once you earn five credits, you’ll get a $20 reward. That could equate to as much as 20 percent back, depending on the total amount of your five purchases of $20 or more.

3. Best Buy

Join the My Best Buy program, and you’ll earn 0.5 points for every dollar spent. Once you hit 250 points, you get a $5 reward.

 

4. CVS

Sign up for the ExtraCare rewards program, and you’ll score 2 percent back on purchases. Rewards are paid out four times a year — in January, April, July and October.

However, it’s worth noting that you must spend $50 per earning period — or earn at least $1 in ExtraBucks Rewards — to get your rewards. Also, some items at CVS — including prescriptions and copays — do not qualify for the 2 percent back, according to the ExtraCare frequently asked questions page.

5. Dick’s Sporting Goods 

Members of the Dick’s ScoreCard program get one point for every dollar they spend. With 300 points, you get a $10 reward. That amounts to 3 percent back on every purchase.

ScoreCard members also enjoy exclusive coupons and access to special events.

6. Kohl’s

Enroll in Kohl’s Yes2You Rewards program, and you’ll get a point for every dollar you spend. Once you accumulate 100 points, you’ll receive a $5 reward. In essence, it’s like getting 5 percent back on every purchase you make.

You’ll also receive eight other offers during the year, a special gift on your birthday and opportunities to earn bonus points.

7. Office Depot/Office Max

Sign up for Office Depot/Office Max Rewards, and you’ll get 2 percent back on purchases.

Spend $500 within a 12-month period, and you’ll earn VIP status. That gets you 5 percent back in rewards on ink, toner, paper and copy/print/ship services.

You’ll also get free shipping with no minimum purchase requirement, and receive free product samples and a gift on your birthday.

8. Papa John’s

Enroll in Papa Rewards, and you will get one point for every $5 you spend. As few as 10 points can earn you a reward. You’ll also collect 10 points on your birthday. 

9. Petco 

Pets can be expensive, but you can keep them from taking a bite out of your wallet by joining Petco’s Pals Rewards program. Members get one point for every dollar they spend, and a $5 reward once they reach 100 points. That’s a 5 percent savings on every purchase.

10. Regal Entertainment Group

If you love the movies, join the Regal Crown Club. When you do, you’ll get 100 credits for every dollar you spend on tickets and concessions. You can use the credits for things such as free admission or free food.

The more Regal movies you take in, the greater your reward. For example, once you see 20 movies during the year, you’ll earn “Diamond” status — the highest of three bonus levels — and get 1,000 extra credits for each visit.

11. Staples

Members of Staples Rewards earn either 2 percent or 5 percent back on in-store purchases, depending on how much they spend in a 12-month period.

Members also get free next-day shipping on orders of more than $49.99, and other perks.

12. Starbucks

In the Starbucks Rewards program, you earn two stars for every dollar you spend. You will also enjoy perks such as free in-store refills and a birthday reward.

Earn 300 stars and you will qualify for Gold Level status. Customers at this level get added perks like a reward of a free eligible beverage or food item for every 125 stars.

13. Ulta Beauty

Join Ulta’s Ultamate Rewards program, and you will earn one point for every dollar you spend. Once you reach 100 points, you will be eligible to redeem them for $3 off your next purchase.

That means Ultamate Rewards members get the equivalent of 3 percent back on their purchases — although members get even more back if they accumulate more points before redeeming them. For example, 2,000 points earns you $125 off your next purchase. That’s the equivalent of 6.25 percent off.

You also can earn up to five points on some special offers. And not only will you receive a birthday gift, but you also can earn double rewards for all purchases you make during your birthday month.